Many people suffer from post New Year’s hangovers as their holiday spending account statements begin to arrive in their mail/inbox. This year, start the year off with a plan to minimize your monthly expense and your interest carrying costs by conducting a no-cost, no obligation financial check-up with your Dominion Lending Centres Mortgage Professional.

We are uniquely equipped to provide both mortgage, unsecured and RSP loan options to assist you in having a plan for 2014…and beyond.

As an example, please see before and after scenarios for clients that took steps to rid themselves of high interest debt, and their result was a monthly savings of $1670 and an ability to reduce their mortgage amortization by 10 years.

You can use these savings to ease your monthly cash flow, and/or apply it to pay your mortgage down faster! For example, by putting $800 of the $1670 of the new cash flow savings against the mortgage, you can reduce the amortization by 10 years and save almost $40,000 in interest over the mortgage term.

I also have access to low rate Visa Cards with initial rates as low as 4.9% and ongoing rates as low as 9.9%. These visa cards are specifically designed to help you minimize your interest costs if a new mortgage advance cannot completely payout the higher interest debt.

Start the New Year right with a no cost, no obligation financial check-up with me today.